Today Steve Erb from Bell Bank Mortgage joins me for a quick Q&A session regarding the lending process.

Selling a home? Click here to find out how much your house is worth.



Today I’m joined by Steve Erb of Bell Bank Mortgage to answer some common lending questions. 


For your convenience, I’ve provided timestamps of our conversation so you can skip ahead to the section(s) that interest you the most:


0:34—How difficult is it to apply and qualify for a mortgage?


4:29—What are closing costs?


6:21—Why are you better off using a local lender?


8:10—What are the biggest challenges lenders face?


If you have any more questions for Steve, you can call him at (651) 783-5220 or email him at


If you have any other real estate questions for me, don’t hesitate to give me a call or send me an email. I’d be happy to help.